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LIC-IDBI Bank merger:IDBI may now LIC IDBI Bank or LIC Bank

LIC — Life Insurance Corporation of India — is among a handful of brands ubiquitous to India. Now LIC has a bank, which may bear its name. On Monday, IDBI Bank Ltd. said that it has sought approval from the Reserve Bank of India for a name change. This, after LIC, completed the acquisition of majority equity in the erstwhile development lender. The bank has suggested two options to the regulator: LIC IDBI Bank or LIC Bank. The bank is hopeful that its first preference of ‘LIC IDBI Bank’ is accepted unless there is a conflict issue, said Rakesh Sharma, chief executive officer of IDBI Bank.  The board has proposed LIC IDBI Bank Ltd as the first preference followed by LIC Bank Ltd. Meanwhile, IDBI Bank posted widening of loss by nearly threefold to Rs 4,185.48 crore for the third quarter ended December 2018 as bad loans surged. The bank had reported a net loss of Rs 1,524.31 crore in the corresponding quarter of the previous fiscal. Total income decreased to Rs 6,190.9...